:root{--navy:#07101d;--navy2:#0b1730;--card:#101d39;--text:#fff;--muted:#c9d6ea;--blue:#1677ff;--teal:#00cfff;--gold:#ffd166;--line:rgba(255,255,255,.13)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:radial-gradient(circle at 88% 0,rgba(22,119,255,.2),transparent 32%),linear-gradient(180deg,var(--navy),var(--navy2));color:var(--text);font-family:Arial,Helvetica,sans-serif;line-height:1.72}.wrap{width:min(1040px,calc(100% - 40px));margin:auto}.skip-link{position:fixed;left:14px;top:-80px;z-index:99;padding:11px 15px;border:2px solid var(--gold);border-radius:8px;background:#fff;color:var(--navy);font-weight:900}.skip-link:focus{top:14px}.top-strip{padding:9px 14px;background:linear-gradient(90deg,var(--teal),var(--blue));color:#03111e;text-align:center;font-weight:900}.site-header{border-bottom:1px solid var(--line);background:rgba(7,16,29,.96)}.header-row{display:flex;min-height:72px;align-items:center;justify-content:space-between;gap:18px}.brand{color:#fff;font-weight:950;letter-spacing:.05em;text-decoration:none}.brand span{color:var(--teal)}nav{display:flex;gap:16px;flex-wrap:wrap}nav a{color:#dce8ff;font-size:.9rem;font-weight:800;text-decoration:none}.crumbs{padding-top:28px;color:#9eb4d7;font-size:.88rem}.crumbs a{color:var(--teal)}.hero{padding:42px 0 32px}.eyebrow{color:var(--teal);font-size:.76rem;font-weight:950;letter-spacing:.14em;text-transform:uppercase}h1{max-width:900px;margin:11px 0 18px;font-size:clamp(2.35rem,6vw,4.6rem);letter-spacing:-.045em;line-height:1.03}h2{margin:38px 0 11px;font-size:clamp(1.55rem,3vw,2.15rem);line-height:1.14}h3{margin:0 0 8px}.lead{max-width:800px;color:#e4edff;font-size:1.16rem}.content{padding-bottom:74px}.panel,.card{border:1px solid var(--line);background:rgba(255,255,255,.045);box-shadow:0 20px 60px rgba(0,0,0,.2)}.panel{padding:32px;border-radius:24px}.card{padding:23px;border-radius:18px}.answer{padding:22px 24px;border-left:5px solid var(--gold);border-radius:14px;background:rgba(255,209,102,.08);color:#fff;font-size:1.1rem}.grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:22px}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.card a{font-weight:900;text-decoration:none}.card p{margin-bottom:0}.steps li{margin:10px 0}p,li{color:var(--muted)}strong{color:#fff}a{color:var(--teal)}.byline{color:#a9bbd7;font-size:.9rem}.cta{margin-top:42px;padding:30px;border:1px solid rgba(255,209,102,.35);border-radius:24px;background:linear-gradient(135deg,rgba(22,119,255,.19),rgba(255,209,102,.08));text-align:center}.btn{display:inline-flex;min-height:54px;align-items:center;justify-content:center;margin:6px;padding:13px 22px;border-radius:999px;background:linear-gradient(120deg,var(--gold),#ffb52d);color:#07101d;font-weight:950;text-decoration:none}.btn.secondary{border:1px solid var(--line);background:rgba(255,255,255,.06);color:#fff}.related{margin-top:44px}.footer{padding:34px 20px;border-top:1px solid var(--line);color:#9fb2d3;text-align:center}.footer-links{display:flex;justify-content:center;gap:14px;flex-wrap:wrap}.footer a{font-weight:800;text-decoration:none}@media(max-width:780px){.header-row{align-items:flex-start;flex-direction:column;padding:16px 0}.grid,.grid.three{grid-template-columns:1fr}.panel{padding:22px}.hero{padding-top:34px}.btn{width:100%;margin:6px 0}}